Civil Justice Warriors

Car Accidents & Bad Faith Insurance Claims

What to Do When Your Insurance Company is Slow or Unreasonable

An insurance company may be acting in “bad faith” when it does not fulfill its obligation to provide coverage when merited, necessary, and required by the terms outlined in a policy agreement. Insurance companies also act in bad faith when they take a long time to get back to claimants and policyholders or stick insured persons with a ridiculously high standard of proof in order to discourage them from continuing with a legitimate claim.

There are a number of other forms of bad faith, including:

  • Refusing to pay a legitimate claim
  • Agreeing to pay a claim but delaying payment
  • Denying a claim long after the initial filing
  • Failing or refusing to take up your case when a claim is made against you

How to Handle Bad Faith Action After Your Car Accident

Car accidents typically come with large auto repair costs and serious injuries and result in a myriad of other costs and losses, including (but not limited to):

  • Lost wages
  • Lost retirement savings
  • Lost inheritance for dependents
  • Loss of employability and/or reduced earning potential
  • Cost of anesthesia, pain medication, and other treatments
  • Lifelong costs of permanent injuries or disabilities
  • Physical/occupational/speech therapy
  • Surgeries and other procedures
  • Job-related retraining
  • Home health care
  • Rehabilitation
  • Hospital bills

The combined total of even a few of these expenses is enough to overwhelm the average person, and you will most certainly need help covering the total cost. If your insurance company won’t help you out, you’re going to need help getting them to cooperate. That’s where we come in.

Tough Car Accident Lawyers & Bad Faith Insurance Litigators

Insurance providers market themselves on promises to provide the support you need when you need it. However, they often go back on their word when it comes time to pay up. Our bad faith insurance attorneys at Mathias Raphael PLLC Accident & Injury Lawyers are prepared to back you up with the knowledge, skillful negotiation, and legal force needed to encourage your insurance company to act quickly, fairly, and in your best interest.

Schedule your free consultation today. To get started, call (214) 739-0100 or tell us a little about your case.