Dealing with car insurance companies after an auto accident in Texas requires immediate action. There are steps you must take right away to protect your health and secure your right to a personal injury claim for damages.
The following article explores steps to take after an auto accident in Texas and their impact on a subsequent insurance claim. It also provides helpful tips for dealing with insurance companies, from initial statements through to settlement negotiations.
For specific car accident claim information, speak with an experienced Dallas personal injury attorney.
Steps to Take Immediately Following a Texas Auto Accident
After a Texas auto accident, you should immediately:
- Call for police and medical assistance;
- Exchange insurance information with the other driver;
- Take photos of the accident scene, surroundings, and vehicle damage;
- Collect eyewitness information; and
- Write down the responding officer’s badge number and ask where and when to pick up the police report.
If you cannot document the accident, ask another person to do so. Go to urgent care or the emergency room for injury treatment and follow up with your doctor as prescribed for accident care.
Your medical records, accident photos, eyewitness information, and police reports are all valuable evidence to support your recollection of accident events. These will help you to present and build a strong insurance claim for damages.
Speaking with Your Own Car Insurance Company
You will want to notify your insurance company about the car accident. You will need to provide factual information about the accident.
Do not offer speculation, apologize, or say anything that could be misinterpreted as an admission of fault. Your insurance company will conduct an independent investigation of the accident to determine liability.
Speaking with the At-Fault Driver’s Car Insurance Company
It is strongly advised that you seek legal counsel from a car accident attorney before speaking with the at-fault driver’s car insurance company. The at-fault driver’s insurance company will likely want to take your statement as soon as possible.
Insurance adjusters will misconstrue your statements or hope you say you feel ok to deny or reduce a settlement payout. When speaking with an insurance adjuster, it is essential to remember that they are not on your side.
Insurance adjusters are concerned with their company’s bottom line and cost savings. Your health and well-being is not their priority.
Whenever possible, refer an at-fault driver’s insurance company to your car accident attorney. Your attorney’s primary focus is you.
Contact an Experienced Dallas Car Accident Attorney Today
If you need additional tips on dealing with car insurance companies after an auto accident in Texas, reach out to Mathias Raphael PLLC Accident & Injury Lawyers. We believe in maximizing accident compensation for our clients while pursuing justice for their injuries.
At Mathias Raphael PLLC Accident & Injury Lawyers, we are unafraid to tackle complex injury cases head-on, and we will try these cases in court whenever necessary.
Schedule your complimentary consultation and case review with a skilled car accident attorney at Mathias Raphael PLLC Accident & Injury Lawyers today!