Dallas Rideshare Accident Lawyer

Regardless of the cause of your rideshare accident, consulting an experienced lawyer is paramount to protecting your rights and recovering fair compensation. Rideshare accident lawsuits are known for their legal complexities and are handled differently than typical car accidents, making it imperative to seek sound counsel as soon as possible.

Filing an insurance claim after a rideshare accident is different than filing a claim after a regular car accident. Rideshare accident claims typically involve multiple insurance companies and specific policies set forth by the rideshare company. Although Uber and Lyft have made their insurance coverage policies more stringent in recent years, these companies also have a reputation for evading fair payouts to maximize profits.

Unfortunately, negligent rideshare personnel can leave injured passengers with minimal compensation for their injuries. To maximize your chance of recovering compensation, it's vital to work with a lawyer who is experienced in handling the legal complexities of these cases. At MR.LAW Accident & Injury Attorneys, our lawyers can thoroughly investigate your case and help you navigate complex insurance policies to pursue a favorable outcome.

Rideshare employees are considered independent contractors. Both Uber and Lyft provide drivers with $1 million in liability insurance. However, this coverage is only activated when a driver accepts a ride request and ends when the passenger exits the vehicle, leaving drivers in a gray area on their way to pick up passengers or while logged into the app without being actively en route.

In Texas, the amount of coverage depends on the “period” of rideshare, including:

• Period 0: No coverage is provided if the driver isn’t logged into the Uber/Lyft app. In these cases, the driver’s personal auto insurance may apply. The minimum requirements include $30,000 of bodily injury liability per person, $60,000 of bodily injury liability coverage per accident, and $25,000 of liability coverage for property damage per accident.
• Period 1: If the rideshare driver is logged into the app but hasn’t accepted a ride request, rideshare companies should provide liability coverage for any accident in which the driver is at fault. This includes up to $50,000 of bodily injury liability coverage per person, $100,000 of bodily injury liability coverage per accident, and $25,000 of liability coverage for property damage per accident.
• Periods 2 and 3: When the driver accepts a trip and is en route to the pick-up location (Period 2) or has a passenger in their car (Period 3), the liability coverage is increased to $1 million for both bodily injury and property damage, as well as limited coverage for damage to the driver’s vehicle and uninsured motorist coverage.

While it may seem like rideshare insurance policies should cover all damages in an accident, this isn’t always true. In some cases, rideshare companies may deny responsibility by claiming their employees were acting negligently at the time of the accident. At MR.LAW Accident & Injury Attorneys, our experienced attorneys can help you hold rideshare companies accountable for their actions and fight for the compensation you deserve.

Determining liability in a rideshare accident can be complex and confusing. Depending on the unique circumstances of the accident, various parties may be liable for resulting damages. Common liable parties include:

• Rideshare drivers
• Negligent motorists
• Rideshare companies like Uber or Lyft

In claims involving multiple insurance companies, insurers often blame one another to evade liability. Our highly skilled litigators are familiar with these unjust tactics, empowering us to protect our clients from being taken advantage of while seeking the fair compensation they deserve.

If you were injured in an Uber or Lyft accident due to negligence, establishing liability is imperative to seeking compensation. Our Dallas attorneys can help you recover damages in your case by establishing these core elements:

1. Duty of Care: You must prove that the rideshare driver or company owed you a duty of care, such as obeying traffic laws and driving responsibly.
2. Breach of Duty: Then, you must show that the negligent party breached their duty of care by acting negligently or recklessly, such as speeding or driving under the influence.
3. Causation: Next, you must establish a direct link between your injuries and the other party’s negligence.
4. Damages: Finally, you must prove that the defendant’s negligence resulted in compensatory harm (“damages”), such as medical bills, lost wages, or loss of earning capacity.